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Marriage And Financing – 3 Reasons Why New Couples Fight and Solutions to Solve Them

Marriage And Financing: 3 Reasons Why New Couples Fight Over Finances

It is common for new couples to fight over money. In fact, research has proved that one of the most common sources of misunderstanding among couples roots from financial problems. There is no such thing as easy money. Individuals work hard to earn enough for their daily expenses, to pay out bills and to survive day to day living. Before tying the knot, it is important that couples understand some of the reasons why partners may come to fight over finance and more importantly why budgeting needs to become an essential part of the relationship.

Spending too much. In every couple, one will always spend more than the other. Stereotypically it’s the women. However, there are also men who love to splurge on cars, tools, sports and so on. The difference is, one wants to spend this much and the other doesn’t. Now ofcourse neither want to compromise their wants or needs. This can quickly cause an argument. So before settling down, couples should be ready to make major adjustments with their spending. Both need to realise that in marriage compromise is a must, especially when there are more important bills to pay like the mortgage, car, health insurance and possibly even baby preparations.

Credit Card Bills. Credit card bills can sometimes seem like the end of the world in a relationship. Avoid them all together and use cash instead. Fights are generally a given when a credit card bill arrives. That whopping figure – the night when the husband took his friends out for rounds of drinks, the new kitchen appliances she bought, the new suit, a collector’s toy, etc. They all add up and it can be very hard to work out who purchased what and when at the end of every month. New couples tend to think that just because they are married, the better half will tolerate the shopping splurges and shouted rounds of drinks at the bar. But this is not the case and more often than not, they end up fighting. So avoid the fight all together and pay in cash instead that way you will avoid the monthly credit card bill you both dread.

Envy. Money and Envy tend to go hand in hand and when your married this situation can be even more intense. Some couples get jealous when they find out that their neighbour has just bought a luxury car. They feel that they need to have one or else, their marriage won’t be as good as the neighbours. So they order one out of impulse. The results are destructive. Shopping for luxury items on an impulse can result to financial turmoil. This ruins a couple’s chance to enjoy a wonderful future. They end up paying for something that they do not really need. Throwing away money they could have used the to save up for their kids’ education or a magnificent holiday getaway to rekindle the love.

Conjugal debt. Some couples fail to discuss individual debts before getting married. These could be study loans, car loans, etc. When the issues arise, whether it be early or later in the relationship expect a major argument among couples. This stems solely from a lack of communication. So it is essential that couples, even before they are married, learn that open communication amongst each other is the sole key to a happy long lasting marriage.